Seeing the Spring Festival is coming, travel has once again been put on the agenda by many friends, but don't forget to wear the "insurance" rope for your journey.
In the process of tourism, there may be various unforeseen risks such as natural disasters and traffic accidents. Travelers should choose insurance products with different coverage periods based on your travel frequency and deadlines. In order to provide you with full protection, when purchasing personal accidental injury insurance, try to choose a product with accidental medical insurance liability.
special reminder:
1. Don't mistakenly believe that if a travel agency buys a “travel agency liability insuranceâ€, it does not need to purchase a personal accidental injury insurance. Because, first, the “travel agency liability insurance†is the “safety belt†that the travel agency uses for itself. What is underwritten is the liability of the travel agency itself, not the responsibility of the travel agency, such as the loss caused by natural disasters, free time, In the event of an accident, "travel agency liability insurance" shall not be liable for compensation. Second, the “travel agency liability insurance†also has different amounts of insurance, and the loss after the accident is unpredictable and estimated. Whether the passenger can be fully compensated or not can not be guaranteed.
2. Pay attention to which high-risk activities are excluded from the purchased products, such as rock climbing, rafting, diving, skiing, bungee jumping, and surfing.
3, glide, bungee jumping, skiing, rock climbing, mountain biking, surfing, rafting, diving and other irritating sports are excluded from the general personal accident insurance coverage, but are prone to major accidents. It is recommended that travelers purchase dangerous sports accidental injury insurance.
4. Some attractions (such as ski resorts, etc.) provide additional insurance services when selling tickets. You can choose to include tickets for accidental injury insurance premiums when purchasing tickets.
5, remember when traveling, bring a good ID, insurance related documents, in order to get timely insurance claims.
6. Keep in mind the customer service phone number of the insurance company and report the case promptly after the danger.
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