According to the staff of Minsheng Bank Shanghai Branch, this new version of “Lei Yin Yin†products supports the use of personal debit cards for related payment settlement, which combines the characteristics of traditional POS and many third-party telephone payment terminal products. Its functions include: credit card collection , transfer payment, account inquiry, etc.
According to another introduction, the new version of the telephone POS machine "Le-Cash" products can support the "T+0" entry mode, which can realize the merchant's "pay-as-you-go", and the handling fee is low. It is reported that the charge standard for this type of merchant for wholesale merchants is 0.9% of the transaction amount, and the maximum amount is RMB 20 yuan.
In addition, the use of "Lei Yin" products for transfer remittance, for the in-bank remittance within the Minsheng Bank system, the charge is free in the same city, 2 yuan per trip, and 1% of the transaction amount for inter-bank remittance. For collection, if fast inter-bank remittance is used, there is no limit on remittance, each minimum is 5 yuan, the maximum 50 yuan rate, ordinary cross-bank remittance is a single remittance up to 50,000 yuan as a limit, each minimum 2 yuan, the highest 35 yuan Rate.
In addition, Minsheng Bank's Shangyintong loan customers and VIP card customers can also realize cross-bank remittance offers. Among them, Shangyintong loan customers and silver card customers, the daily cumulative cross-bank remittance amount is less than 500,000 yuan (inclusive); gold card customers daily remittance amount is less than 1 million yuan (including) free of charge; diamond card customers are all free.
Minsheng Bank told reporters that the bank’s main purpose was to help merchants effectively improve settlement efficiency and reduce merchant settlement costs.
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