POS machine credit card transactions, the importance of small ticket preservation!


Swipe card consumption is familiar to everyone, but most people will not save the ticket after the brush, this habit is actually not good. Today, Xiaobian tells everyone how important it is to keep small tickets.

After many merchants have swiped the card to the customer, the small ticket will be randomly thrown. This is a very serious problem. After the customer consumes the card, the small ticket merchant must keep it. So why should we keep the small ticket?

According to numerous data, many customers often don't know where the consumption is spent after swiping the card. They will go to the bank to ask, and the bank will adjust the order. Then the merchant needs to provide the small ticket as the consumption. evidence. The small ticket must be signed by the customer himself, and the writing must be neat. A small ticket can be shown to prove that this consumption is consumed by merchants here.


Remember that the small ticket must be kept, you must sign it yourself, not your own, you must take a picture of your ID card. Therefore, if the small ticket is lost within the time limit, it is very likely that the customer will not be able to provide the customer's consumption basis after the customer does not recognize the transaction merchant.

So how long does the POS ticket keep at least?

The pos machine ticket is kept for at least 180 days (half a year), and the recommended time is 2 years. The reason why the small ticket has to be retained for more than 6 months is because the customer has to settle through UnionPay after swiping the card. After the customer swipes the card, the issuing bank transfers the transaction to the merchant's billing account. Within six months of the transaction, UnionPay may investigate the signature slip if there is a problem during the period.

In order to be on the safe side, the saving time can be postponed. The general civil action statute is two years, so if you can save it for two years, it will be foolproof, but this is only an ideal time to save. It is very difficult for ordinary merchants to do it. of. Of course, friends should keep in mind during the period of more than half a year.

If the coating of the thermal paper used for the cash register is not uniform, the print quality will be significantly reduced; if the chemical formula of the thermal-sensitive coating is unreasonable, the paper storage time will be short. Therefore, in general, good thermal paper can be stored for 5 years after printing, and now there are more long-lasting thermal papers that can be stored for 10 years, but if the formula of the heat-sensitive coating is unreasonable, it may only last for several months. .


Under normal circumstances, the thermal paper that we are exposed to is relatively inferior and has a short storage time. The small ticket can be properly stored in a normal temperature and protected from direct sunlight (can be stored in an opaque paper bag, not in a plastic bag. Easy to transmit light and have a chemical reaction). Most of the supermarket tickets are kept for about half a year, because in order to reduce costs, supermarkets generally do not use extra expensive thermal paper.

Summary: Through the above simple analysis, friends should know that POS machine merchants will understand the importance of POS machine ticket retention, whether it is a merchant friend or card friends must remember, do not throw the card ticket. Then the merchant friends will ask, what if the small ticket disappears? In fact, this is very simple, friends can use mobile phones or scanners to save electronic data, so that the merchants can manage their small tickets for many years.


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