In the era of mobile payment, what kind of experience is it with a bank card to take bus and grocery shopping?

With the popularization of mobile payment, many friends now go without cash. As long as there are mobile phones and bank cards, they can run around the world. Usually, these small amounts of money are spent on public transportation and vegetable markets to buy vegetables. The use of mobile POS credit cards may be ? Get on the bus, take out the bank card in the induction area of ​​the mobile POS machine, gently waved it, and sit in the bus seat to enjoy the scenery outside the window. Using UnionPay card "flash payment" electronic cash payment method, the bus is more convenient and quick.

It is understood that this new payment method has been gradually applied to Yangjiang City's food market, supermarkets, shops, buses and so on. According to statistics, there are currently 22,800 mobile POS machines in Yangjiang that can use electronic cash. Need to save funds for electronic cash.

For the vast majority of citizens, this new form of payment is still relatively unfamiliar. "Flash payment" is a non-contact payment method. Unlike the traditional magnetic stripe card, the UnionPay card with the "flash payment" function is a financial IC chip card, and the card has a "QuickPass flash payment" symbol for achieving a small amount. Quick payment, its specific operation is to open the electronic cash function to achieve.

However, if you want to use “flash payment” to make purchases, citizens need to complete the cash deposit through the bank counter or ATM machine, that is, the card generally has two accounts, one is a UnionPay card account, and the other is an electronic cash account. The card holder must deposit the funds from the main account into the electronic cash account in advance at the bank counter and the ATM machine. The electronic cash in the electronic cash account can be used to “pick” the card at the designated position of the Skywave POS, without a signature or password. You don't need to "plug in" the card to complete the transaction.

Under normal circumstances, the current bank has stipulated that the maximum amount of “flash payment” shall not exceed 1,000 yuan, and the maximum amount of payment such as 100 yuan, 300 yuan, 500 yuan, etc. may be set according to own circumstances, which is convenient for use in small-sum spending.

"Flash payment" method is convenient and quick to consume

What kind of consumer experience does the UnionPay card "flash payment" bring to the public? After getting on the bus and explaining the flash payment to the driver, it will be reported to the drop-off point. The driver will enter the car fare on the keyboard according to the drive and take out the bank card and move it on Tianbo. A "click" on the POS machine completed the entire mobile payment process.

At the Yuhai Farmers Market in Yangdong District, POS machines installed on vegetable stalls with "flash payment" function are connected to intelligent electronic scales. When the public buys food, the stall holder puts the dish on the smart electronic scale, and only needs to input the unit price of the dish, the smart electronic scale can automatically calculate the price, the output transaction amount is sent to the “flash payment” terminal, and the amount is displayed on the screen. Make a successful payment by simply "clicking" on the mobile POS machine.

UnionPay card "flash payment" service is very convenient for young people. To go to the bank to make a card, whether it is to go to the food market to buy food, or take a bus, do not have to bring a wallet.

E-cash does not interest or report loss

According to the person in charge of the People's Bank of Yangjiang City Central Branch, currently there are 22,800 POS machines in Yangjiang City that can realize “flash payment” of electronic cash consumption, covering supermarkets, shopping malls, buses, and food markets. As long as the citizens look for the "flash payment" logo, they can use the card to consume. In the next step, they will continue to expand the “flash payment” application places and promote the public areas such as school canteens, medical registration, and scenic spot tickets, so that citizens can enjoy the convenience and quickness of “flash payment”.

Many people are still skeptical about the "flash payment" of consumption. The most unpleasant thing is the security of the "flash payment" function. In the event that a bank card is lost, can everyone use the card to consume?

In this regard, the relevant person in charge of the People's Bank of Yangjiang City Center Branch reminded that since electronic cash is not interest-bearing and not reported, the bank card is lost and can be reported. The main account will not be lost, but the electronic cash in the card cannot be reported as lost. Like cash. Therefore, the amount of money that the cardholders circulate for each time should not be excessive (the upper limit is 1,000 yuan), and the bank card must be properly kept. Lost this card is equivalent to losing a wallet with up to 1,000 yuan.
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Tianbo Intelligent Hardware focuses on building an open and intelligent hardware custom solution. The products include handheld Android smart terminal series, desktop Android smart terminal series, and cabinet type Android smart terminal series. Provides a one-stop smart hardware customization solution, with successful cases in catering, tourism, hotels, logistics, retail, and department stores.
Tag:POS machine mobile POS machine mobile payment sky wave POS machine Tianbo intelligent hardware intelligent hardware customization


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